Real People Home Financeoffers loans of up to R120,000.00 for customers to spend at our store. Customers receive up to 48 months to repay the loan. 

Real People pays the money directly to the store as payment for your materials and/or goods.

Over the first 6 months of the loan period, you can purchase your building or renovation material step-by-step, as your home project progresses.

During the first 6 months of the loan period, you only pay interest on the portion of the loan amount used. Thereafter, your instalment amount is calculated on the final amount owed and will be a fixed instalment amount until the loan is fully repaid.

Subject to affordability you can receive up to 30% of the loan amount in cash, to assist in paying for labour and other related expenses.

You will receive a confirmation phone call from Real People upon approval of the loan.


  • Visit us in-store and ask about the Real People loan
  • Check the loan amount you qualify for
  • Choose your home-building materials
  • Complete the loan application in-store 
  • Get approval within 2 hours*
  • Collect your goods at the store
*Subject to all required documents being submitted when initially applying for the loan and all underwriting criteria being met.


  • Valid RSA Identification Document (photostats or copies not accepted)
  • Proof of Residence 
  • RICA Registered Cellphone number
  • Payslips and bank statements: Your most recent pay slip and bank statement showing your last 3 salary deposits OR;
  • your latest 3 payslips OR;
  • 3 months’ bank statements (if you are self-employed)


You can apply if:

  • You are permanently employed, self-employed or employed under contract
  • You earn a salary of at least R2,000.00 per month and have your salary electronically deposited into a bank account
  • You are between 18 to 64 years old
Nothing contained in this, or any other co-branded marketing material, must be construed as Real People (Pty) Limited being in partnership with TNR Wood Projects CC as same is not the nature of the legal relationship between such parties. Real People (Pty) Ltd and TNR Wood Projects CC are unrelated parties that operate independently of each other. 
Real People Home Finance (Pty) Ltd | Reg. No. 2016/067411/07 | Registered Credit Provider: NCRCP 8134 | Terms & conditions apply to all advertised offers. All loan applications are subject to final credit approval. ERRORS AND OMISSIONS EXCEPTED.